Home Loans Tailored to Your Needs

VA, FHA, Conventional, and Non-QM Loans
Serving Families Achieve Their Goals

Options for first-time buyers and forever homes, featuring down-payment options tailored to your budget.

Lower your monthly payment or pull cash out to provide the capital you need for your various financial goals.

Expert solutions for self-employed borrowers, professional investors, and those seeking specialized down-payment assistance



Fill out a quick application with your details and loan preferences — it only takes a few minutes.
Our team reviews your application promptly and provides clear options tailored to your needs.
Once your application is approved, we finalize the documentation and coordinate a timely closing to ensure your home financing is secured.
An FHA loan is the gold standard for first-time homebuyers, allowing you to secure a home
Accessible Options: May be available to eligible first‑time and repeat buyers.
Flexible Guidelines: Accommodates a range of financial backgrounds.
Loan‑to‑Value Opportunities: FHA guidelines may allow higher loan‑to‑value ratios for qualified applicants.
Investor loan programs help support residential investment projects, rental purchases, and portfolio expansion.
Tailored Loan Structures: Options designed for rental properties, fix‑and‑flip projects, and other investment scenarios.
Asset Based / Cash Flow : Qualifying using property cash flow rather than personal income.
Flexible Terms: Product options available to support varying investment strategies.
Designed to provide alternatives for borrowers with self-employed individuals or non traditional income
Asset Utilization: Ability to use verified liquid assets as a basis for loan qualification and repayment ability.
Bank Statement Qualification: Uses 12–24 months of business to evaluate income and financial capacity
Flexible Documentation: Ideal for entrepreneurs and "1099" professionals who have significant write-offs on their tax returns.
Conventional mortgage programs follow standard industry guidelines and offer a range of options for eligible homebuyers and homeowners.
Standard Guidelines: Uses established qualification requirements recognized across the mortgage industry
Rate Options: Available in both fixed‑rate and adjustable‑rate structures
Property Types: Can be used for primary homes, second homes, or investment properties
Credit-Based Pricing: Terms are influenced by credit history and financial profile
VA‑backed loans offer mortgage options for eligible veterans, active‑duty service members, and qualified surviving spouses.
Eligibility Benefits: Programs available to qualifying military borrowers through VA guidelines
No Down Payment: Many VA loans allow 0% down for eligible applicants
Funding Fee Structure: Uses a standardized VA funding fee unless exempt
Occupancy Requirement: Intended for purchasing or refinancing primary residencesLower Rates: Access competitive interest rates for savings.
Flexible Options: Tailored refinancing plans to meet your goals.
IRRRL Option: VA IRRRL programs may allow streamlined refinancing for eligible existing VA loans
USDA‑backed loans support eligible borrowers purchasing homes in designated rural and suburban areas.
Geographic Eligibility: Available for properties located in USDA‑approved rural and qualifying suburban zones
Income Requirements: Designed for borrowers who meet USDA income‑limit guidelines
Zero‑Down Option: Many USDA purchase loans allow no down payment for eligible applicants
Primary Residence Use: Intended for owner‑occupied properties under USDA program rules
MY mission is to simplify the path to homeownership by providing personalized mortgage solutions rooted in transparency and education. I believe that every borrower deserves a dedicated advocate to navigate the complexities of financing, ensuring you secure the best possible terms for your future while receiving the world-class service you deserve.

A Los Angeles native with a passion for building local communities, I brought my West Coast drive to Arizona State University, where I graduated before launching my career in the mortgage industry. Over the past 6 years as a Mortgage Loan Originator, I have successfully originated over $80 million in loan volume, helping hundreds of families navigate the most significant financial decision of their lives.
For me, being an MLO is about more than just numbers and interest rates it’s about people. My passion for the mortgage industry stems from the joy of problem-solving for my clients, whether they are first-time buyers or seasoned investors. I pride myself on being a dedicated advocate, combining my deep industry knowledge with a genuine desire to see my clients thrive. I leverage my experience to turn complex financing hurdles into seamless closings, ensuring that every person I work with feels empowered, educated, and home-at-last.

Serving Families Achieve Their Goals
In Loans Funded across VA, FHA, Conventional, and Non-QM
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.

Aaron McCorkle NMLS# 1988634 | Affiliated with Barrett Financial Group